No, backgammon on Game Finale is not gambling, because it uses virtual chips that hold no real-world value and cannot be cashed out. The chips are only an in-game score used to play matches; there is no real money, no deposit that becomes cash, and no payout. The platform is intended for players 18 and over and is meant purely for entertainment. Any chip packs you might buy are virtual items that stay inside the game and can never be converted back to money. Because nothing of monetary value can be won or withdrawn, playing backgammon here is simply a skill-and-luck board game, not betting.